Buying a home
House prices
There are 23 suburbs in the Whangārei district. In November, 2022, the median house sale price in Whangārei is $700,000 and in Auckland, $1,065,000. The national median house price across New Zealand is $810,000 (REINZ, November 2022).
Buying a home
When buying a house you can arrange finance through your bank or an independent mortgage lender / broker. They will advise you on the type of mortgage that will best suit you given your income, deposit, assets, debts and credit rating.
Sorted provides information for home buyers.
The Northland Property Guide is a free publication that lists properties for sale and is available throughout the district. Websites which list properties for sale include:
You can also buy a house through a 'private sale', that is, directly from the owner, although you will need to engage a lawyer to complete the legal requirements.
Private Sale properties are often listed in local newspapers and Trade Me Property.
Whangarei District Council has some information about the area, land and building history of a property. There is a fee for some information.
Landowners pay annual rates (taxes) based on the value of the property to the Whangarei District Council and the Northland Regional Council.
There are a number of ways to pay these rates and you can find out more by phoning Whangarei District Council on freephone 0800 932 463, or visit the rates section of the Council website.
Insurance
Insuring your house, possessions and life is important and there are many options. Evidence of a ‘no claims’ status (even from another country) may help you qualify for a ‘no-claims bonus’ or discount.
Bring supporting documents when applying for insurance. You can find contact details for insurance companies and brokers online and New Zealand Now explains how insurance works in New Zealand.